Laya Gavin, Designated Broker | Lic #LC669041000
Equal Housing Opportunity
Open to Veterans & Non-Veterans
📍 16231 N 38th Way, Phoenix, AZ 85032
Offered at $548,000
📅 Thursday, July 23, 2026
2:30–4:00 p.m. AZ / 5:30–7:00 p.m. ET
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This is one of them. Here's why buyers who find it rarely look anywhere else.
For families who refuse to compromise on education, this address delivers. Desert Cove Elementary, Greenway Middle School, and Paradise Valley High School are all within the district — a combination that consistently drives demand and holds value in this neighborhood.
Positioned near Bell Rd and 38th St in North Phoenix, you are minutes from the 101, the 51, and easy access to Scottsdale, Downtown Phoenix, the airport, and the West Valley. Whether your life pulls you east or west, this address puts you at the center of it.
This home carries an existing VA loan that may be assumable — potentially allowing a qualified buyer to step into existing loan terms rather than starting from scratch. Subject to verification, qualification, servicer approval, and all applicable requirements. Register to learn what this could mean for you specifically.
This is your chance to feel how this home lives — before you ever drive the neighborhood. Laya will walk every room, answer your questions live, and give you the real picture.
An assumable loan may allow a qualified purchaser to take over the seller's existing mortgage under its current terms instead of replacing the full loan with a new mortgage. The remaining loan balance, purchase price, required equity or cash difference, buyer qualification, available funds, fees, entitlement considerations, loan type, and approval requirements may affect whether an assumption can be completed.
That depends on the verified loan terms, remaining loan balance, purchase price, buyer qualifications, required funds, and approval process. Register for the virtual tour to learn more about this specific opportunity.
⚠️ VA LOAN ASSUMPTION DISCLAIMER
A VA-guaranteed loan may be assumed only through the required approval process. The effect of an assumption on the seller's VA entitlement may depend on whether an approved substitution of entitlement occurs.
GENERAL FINANCING DISCLAIMER
Loan assumption is subject to the existing loan terms, buyer qualification, loan servicer or lender approval, available funds required to complete the purchase, and all applicable requirements. Property, loan balance, interest rate, payment, qualification, and assumption information should be independently verified. This advertisement is not a commitment to lend or a guarantee of financing.
Everything you need to know before the tour — confirmed details, honest disclosures, and the full picture.
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Property information, pricing, availability, and financing details are subject to change and should be independently verified.
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